A mortgage that never seems to shrink is the real problem. We use investment property to help you clear it years early, paying less tax along the way, until there's finally money left for retirement and a head start for your kids.
Free. 15 minutes. No obligation. Just an honest look at what's possible for your situation.
I'm the Founder and Director of Property Investment Store, and I've spent more than 30 years working in property and finance. In this short video I'll walk you through exactly how new property can pay off your mortgage years early, cut your tax bill, and build the retirement you actually want.
No pitch, no jargon. Just the strategy, explained plainly, the same way we explain it to every client who sits down with us.
You go to school. You get a job. You pay your taxes, your mortgage, your bills. But no one ever sits down and shows you how it actually works. How wealth compounds, what you're legally entitled to claim, and what a clear path to financial freedom looks like for your specific situation.
So most Australians end up where they started: working longer than they planned, carrying debt into their sixties, and hoping superannuation somehow comes good.
That's not a personal failing. It's a gap in information. And it's exactly what we exist to close.
Our logo is a house built like a maze. Because that's what property investment feels like without a guide. We show you the path through.
Too much tax. A mortgage that barely moves. Super that isn't tracking toward the retirement you want.
"I'm doing everything right. So why does it feel like I'm going backwards?"
Your bank benefits from a long mortgage. The ATO won't volunteer tax advantages you haven't claimed. Without a guide, most people never find the path that already exists for them.
"There must be a smarter way to do this. I just don't know what it is."
You work hard. You contribute. You're entitled to keep more of what you earn, retire with genuine freedom, and have something to offer the next generation. Legal strategy exists for exactly this.
"Other people seem to have figured this out. Why not me?"
Property Investment Store has been at this since 2007, through the GFC, COVID, multiple rate cycles, and everything in between. We've seen every variation of the problem you're facing and helped people in your situation find a way forward.
We are not here to sell you a property. We design a strategy that fits your life and then find the right property to execute it.
"Most of our clients come to us feeling like they've worked hard their whole lives but somehow fallen behind. Within one conversation, they can usually see exactly why and what to do about it."
Property Investment StoreWe've watched people discover a decade too late that a better path was available to them the whole time. That's why the first conversation is always free with no obligation. Everyone deserves to know what their options actually are.
We've built a process that removes the complexity and gives you certainty at every stage.
A quick, no-pressure conversation to understand where you are: your income, your mortgage, your goals. No pitch. No hard sell.
If what we do isn't a fit for your situation, we'll tell you straight. We'd rather you leave with useful clarity than walk away with the wrong product.
We build a strategy around your numbers: income, comfortable purchase price, goals, timeline. We model different scenarios and show you exactly how each one plays out.
We also bring in independent mortgage brokers early so your finance position is clear before anything gets committed to.
Once your strategy is set, we present only properties that match it. We assess every development and most don't make the cut. You'll only see what we'd put our own money into.
From contract to handover, we manage the build with stage inspections and regular updates throughout.
Buy the right investment property. Let it grow in a strong market. Use the proceeds to make a lump-sum payment on your home loan. Repeat until it's gone.
Most clients clear their mortgage in a fraction of the time they expected, while cutting their tax bill and building a wealth base that can fund retirement on their terms.
Because we focus on positively geared or near-neutral properties, the strategy doesn't cost you money to run. The tenant, the tax office, and time all work in your favour.
New build, structured for cash flow. It doesn't cost you money to hold.
The tenant contributes. The tax office contributes. The asset grows.
Use the profit as a lump sum on your PPOR, cutting years off the term.
Most clients don't need many cycles. The compounding effect is powerful.
Book a free 15-minute intro call. We'll look at your numbers and give you an honest picture.
Book My Free 15-Minute CallOr call 1300 747 867
Most people have never had anyone sit down and show them the actual numbers. Here's what staying on the current path typically costs.
The average Australian homeowner spends 25 to 30 years paying off their mortgage. During that time they hand over an amount in interest that rivals the original purchase price. Super grows but rarely fast enough to fund a retirement that feels like freedom rather than just getting by.
None of this is set in stone. But changing it requires a deliberate decision and someone who can show you what to do differently.
Book a free 15-minute callStill paying the mortgage in your sixtiesThe average Australian clears their home loan at 57. That's three decades of repayments and a large amount of interest paid to the bank.
Overpaying tax every yearWithout a strategy, the depreciation benefits available through new property go unclaimed. Real money you're entitled to, handed back to the ATO year after year.
A retirement that requires compromisesSuper alone rarely delivers the retirement Australians picture. Without a parallel wealth engine, the gap between expectations and reality tends to be significant.
Your kids locked out of the marketProperty prices won't wait. Without a plan and the financial capacity to act, helping the next generation gets harder every year.
This is the outcome we've helped over 1,300 Australians build toward. They're not wealthy to begin with. They're working Australians who made a clear decision and followed a clear plan.
Here's what the other side of that decision looks like.
Start building this pictureYou own your home outright. That monthly repayment is yours again to save, invest, or simply enjoy.
You're claiming everything you're legally entitled to. More of every dollar you earn stays with you.
A portfolio is working alongside your super. Retirement is a choice, not a compromise.
Your own financial position is sorted. Now you have the capacity to give the next generation a real head start.
You know what you own, what it's doing, and what comes next. That kind of clarity is rare and worth a lot.
Here's how to know if that's you, before you book a call.
You own your home and have at least $150k in equity or savings
Your household income is $150k or more
You want to pay less tax, legally
You want to pay your mortgage off faster than your bank has planned for you
You want to retire with enough money to actually enjoy it
Eventually you'd like to help your kids get into property, once you've sorted yourself first
You're looking for a real estate agent to show you a list of properties and pick one
You just want to browse what's available and choose something. That's not how we work
You're not interested in having a strategist look at your numbers and build a plan
You'd rather skip the strategy and just buy something
Your equity, savings, or household income aren't quite at the figures above yet
If you're not certain which side of the line you sit on, book the 15-minute intro call. It's free, there's no obligation, and you'll have a clear answer by the end of it.
We'll tell you honestly if we think there's a fit. And if there isn't, we'll point you in a better direction.
Book My Free 15-Minute CallThere are specific, concrete reasons we use new property as the tool. They compound over time.
With a house and land package, stamp duty applies only to the land component. Since stamp duty isn't deductible, every dollar you don't pay on it is a real saving.
Brand-new builds come with a complete depreciation schedule. You can claim the wear of the building against your income. Established properties simply can't match this.
Everything is new. Builder warranties cover the structure. No surprise repairs or aging systems. Lower outgoings mean better cash flow and an easier strategy to hold.
Modern layouts and fresh finishes attract quality tenants faster and hold them longer, reducing vacancy and keeping rental income strong.
You know the number before you sign. No cost blowouts. Independent stage inspections are built in throughout the build.
Infrastructure pipeline, population growth, vacancy rates, yield, supply levels, build quality. Every development gets assessed against all of it. Most don't pass.
One of the ways we put the strategy above to work: two brand-new, self-contained villas on a single parcel of land, split onto two separate titles from day one. We build it in Tasmania first, the last affordable state market in the country.
We only do this on land we can split. One land purchase and one stamp duty bill produce two rents and two depreciation schedules, and the choice to sell one villa to attack your mortgage while the other keeps working for you.
It's the same buy, hold, sell, repeat strategy above, engineered to do more work per purchase.
Two separate titles, so you can sell one and keep one
Two rents and two depreciation schedules from a single land purchase
Financed like any other house and land package, no harder to fund
"As a first-time investor I was initially overwhelmed, but the team made it incredibly smooth and stress-free. They explained everything clearly and I felt confident in every decision. I've secured my first investment property and couldn't be happier."
"They helped me every step of the way, giving me the right information so I could understand and make good decisions. I'm new to property investment and highly recommend them to anyone starting out."
"Dealing with the team was always prompt and hassle-free. They found properties that matched my goals exactly, explained everything clearly, and connected me with a great broker and conveyancer."
Book a free 15-minute intro call with a Property Investment Strategist. We'll look at your numbers, walk you through the strategy, and tell you honestly whether this is right for you.
Book My Free 15-Minute CallOr call us on 1300 747 867 · admin@pistore.com.au